How a Major APAC Bank Modernized Core Banking Systems with QKTech’s Managed Testing Services

How a Major APAC Bank Modernized Core Banking Systems with QKTech’s Managed Testing Services

Industry & Segment

Objective

To enable a leading APAC bank to modernize its core banking systems by implementing QKTech’s Managed Testing Services, ensuring 99–100% test coverage, faster time-to-market, and enhanced customer experience through AI-powered automation and robust quality assurance frameworks.

Platforms & Partners

Client Overview

One of the largest universal banks in APAC serves millions of customers through comprehensive financial services, including corporate banking, retail banking, and loan management. Operating in a highly regulated environment, the bank maintains strict compliance requirements while delivering seamless digital experiences to its diverse customer base.

As a leading financial institution in Asia, the bank recognized the critical need to modernize its core banking systems to remain competitive and meet evolving customer expectations in the digital age.

Engagement Overview

The bank embarked on a critical digital transformation journey involving three core systems: the Loan Origination System (LOS), the Loan Management System (LMS), and the Corporate Internet Banking (CIB) system. This transformation aimed to move away from disparate systems to a more integrated approach, enabling full digitization and reducing branch foot traffic, which ultimately resulted in a superior customer experience.

QKTech partnered with the bank as their Managed Services Quality Assurance provider, delivering comprehensive testing solutions across all three transformation programs to ensure seamless migration and optimal system performance throughout their modernization journey.

Business Challenges

Lack of Test Coverage Visibility

Difficulty in defining and ensuring comprehensive coverage led to uncertainty and potential validation gaps.

Absence of Test Automation

Without automation, regression testing was inefficient and slowed development cycles.

Insufficient Performance Testing

Limited performance coverage left applications inadequately assessed under varying load conditions.

Limited Test Case Reusability

The client needed reusable test cases to improve efficiency and reduce redundancy across projects.

Unavailability of Business Users

Time-constrained business users couldn’t thoroughly test applications, causing coverage gaps and delaying go-live timelines.

QKTech’s Solution

QKTech managed testing services for a major APAC bank’s loan origination, loan management and corporate internet banking systems

Standardized Testing Framework

Comprehensive Tool Implementation

Advanced Test Management

AI-Powered Test Automation

Go-Live Support and Real-Time Reporting

Strategic Business Outcomes

Digital Transformation Acceleration

The seamless migration to integrated banking systems enabled full digitization of customer touchpoints and reduced dependency on branch operations for routine transactions.

Enhanced Competitive Position

Accelerated delivery capabilities and improved system reliability strengthened the bank’s market position, enabling faster response to customer needs.

Future-Ready Architecture

Modern testing frameworks and automation capabilities positioned the bank for continued innovation and scalable growth across products and services.

Risk Mitigation Excellence

Comprehensive quality assurance processes significantly reduced production risks, ensuring stable operations for millions of customers while maintaining regulatory compliance throughout the transformation journey.

Results Achieved

99–100%

test coverage achieved across all three core banking systems (LOS, LMS, CIB)

67%

increase in delivery velocity, improving time-to-market from 30% faster to 49% faster across banking products

26%

faster release completion despite a 20-day delay, enabled by AI-powered automation

100%

regression automation implemented for critical workflows using Katalon and Watermelon

Business Impact

Exceptional Test Coverage Achievement

  • 99% to 100% test coverage achieved across all three projects (LOS, LMS, CIB)
  • A comprehensive test case framework designed to cover all critical banking functionalities
  • Robust testing scenarios ensured thorough validation of complex financial workflows

Significant Velocity Improvements

  • 67% increase in overall delivery velocity from 30 to 49% faster time-to-market across banking products
  • Optimized execution timelines through Watermelon’s AI-powered automation (one release was completed 26% faster, despite a 20-day delay)
  • Fully automated regression testing and AI-led full automation in CIB helped meet target go-live dates despite unforeseen delays

Enhanced User Experience

  • Improved end-user experience through meticulous identification and resolution of pain points
  • Enhanced usability fostering greater customer satisfaction and engagement
  • Seamless banking interactions, positioning the client as a leader in user-centric solutions

At QKTech, managed testing for banking transformation sits under Digital Reliability, one of the six pillars of our Reliability OS for Enterprises, which helps enterprises ship AI agents and modern platforms without the risk.

Modernizing core banking systems? Schedule a free consultation with our quality engineering team.

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