Skills
What You’ll Do and What You’ll Bring
- Quality Analyst (tester) (4-5 Years) – 4 Months
Experience
4-5 years in Banking Application Testing with minimum 2+ years in Loans/NPA/IRAC domain.
Key Responsibilities
- Create and execute test cases for IRAC, NPA and ECL requirements.
- Validate DPD calculations, borrower-level asset classification and provisioning logic.
- Perform functional, SIT, regression and data validation testing.
- Execute test scenarios covering restructuring, settlements, write-off, upgrades and downgrade journeys.
- Log, track and retest defects.
- Support UAT and regulatory releases.
Mandatory Skills
- Good understanding of RBI IRAC guidelines and NPA lifecycle.
- Experience in Loan Management, Retail/Corporate Banking testing.
- SQL and database validation.
- Test case design and defect management experience.
- Knowledge of DPD, SMA, NPA, Asset Classification and Provisioning concepts.
Preferred
- Finacle/CBS exposure.
- Experience in regulatory or risk-based banking projects.
Specific Requirement
Candidates must be IRAC Subject Matter Experts (SME) with hands-on experience in RBI Asset Classification, NPA, Provisioning, Borrower-level IRAC compliance, DPD calculations, ECL framework and regulatory testing.