Skills
What You’ll Do and What You’ll Bring
- Quality Analyst (6-7 Years) – 4 months
Experience
6-7 years in Banking/Financial Services Testing with minimum 3+ years in RBI IRAC/NPA/ECL/Provisioning domain.
Key Responsibilities
- Lead testing for RBI IRAC, NPA, ECL and Asset Classification initiatives.
- Validate borrower-level NPA classification, DPD calculations, provisioning and income recognition logic.
- Perform requirement analysis, test strategy, test scenario design, functional and system integration testing.
- Validate ENPA/NPA engine integrations with CBS, DWH, Loan Systems and downstream applications.
- Execute SIT, UAT support, regression testing and defect management.
- Review test cases, mentor junior testers and coordinate with Business, Risk, IRAC and Technology teams.
- Validate RBI compliance, audit observations, restructuring, co-borrower, provisioning and regulatory reporting changes.
Mandatory Skills
- Strong IRAC/NPA expertise as per RBI guidelines.
- Working knowledge of ECL framework, DPD, SMA, NPA, Asset Classification and Provisioning.
- Banking products: TL, CC/OD, Retail Loans, MSME, Corporate Lending, Agri Loans, Credit Cards.
- SQL and data validation skills.
- Experience in Test Management tools (Test Calibre/JIRA/ALM or equivalent).
- Excellent stakeholder management and communication skills.
Preferred
- Exposure to Finacle or other CBS platforms.
- Knowledge of RBI automation and regulatory compliance frameworks.